Bootstrap Forest Model
1.
Select Help > Sample Data Library and open Equity.jmp.
2.
Select Analyze > Predictive Modeling > Bootstrap Forest.
3.
Select BAD and click Y, Response.
4.
Select LOAN through DEBTINC and click X, Factor.
5.
Select Validation and click Validation.
6.
8.
Select Multiple Fits over Number of Terms and enter 5 next to Max Number of Terms.
9.
(Optional) Select Suppress Multithreading and enter 123 next to Random Seed.
10.
Overall Statistics Report
Column Contributions Report
The Column Contributions report suggests that the strongest predictor of a customer’s credit risk is DEBTINC, which is the debt to income ratio. The next highest contributors to the model are DELINQ, the number of delinquent credit lines, and VALUE, the assessed value of the customer.

Help created on 9/19/2017